Insights

Guide to debt consolidation

Consolidating all your debt into your mortgage can be a viable proposition. However, there are things you need to be aware of and take into consideration before taking such action.

Guide to fixed rate mortgages

Fixed rate mortgages can help with providing for a period of household budget stability. This guide looks at some of the things you need to be aware of before taking the plunge.

Help to buy guide

With the long running relentless rise in property prices buying a home is becoming more and more of a challenge. But help is available, you just need to know where to look.

Leasehold vs freehold - know the difference

A look at the main differences between a leasehold property and a freehold property and why it is important you are very clear which category your proposed property purchase falls into.

Guide to offset mortgages

A look at offset mortgages - in a nutshell, whilst you have borrowings greater than your savings you will only ever pay interest on the borrowings once your savings have been offset.

Income protection solution for the self-employed

What happens if you are unable to work because you are seriously ill or suffered an accident or disability? Who is going to pay the bills and general living expenses?

Prioritising your living protection needs

A look at the two main options available when considering protection when living, critical illness cover and income protection and how their differences may influence your priorities when considering such cover.

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